Stop Foreclosure Now
When a person gets into financial difficulty, the threat of foreclosure can become an overriding fear. Fortunately for homeowners in this situation, federal bankruptcy laws can protect your home and prevent foreclosure in many situations.
You may be able to make up past due payments over the course of a three- to five-year plan. Similarly, if you are underwater on your mortgage and also have a home equity loan, we can explain how a Chapter 13 plan can strip the second mortgage, providing you with a more affordable structure for your finances.
The attorneys at Minnillo & Jenkins have helped thousands of individuals prevent foreclosure and restore their financial health through Chapter 13 bankruptcy filings. Filing a petition with the bankruptcy court will put a halt to the foreclosure proceeding. We can review the details of your finances and explain to you all of your options. No two cases are identical. However, Chapter 13 is a versatile debt relief tool.
Call us at +1-513-723-1600 to arrange for a free consultation at one of our four conveniently located, Cincinnati-area offices to discuss your situation and the steps we can take to help you keep your home.
“How Can I Save My Home?”
When a homeowner has equity in a home and an income, it often makes sense to save a home. Minnillo & Jenkins can take action at any time prior to the sheriff’s sale by filing a Chapter 13 or Chapter 7 bankruptcy petition. When that happens, the foreclosure process stops immediately. We can then use the bankruptcy laws to help you obtain debt relief and financial breathing room.
However, you should not wait too long before seeking help. The longer you wait, the heavier your debt burden becomes. Minnillo & Jenkins wants to help you achieve a better financial future.
In some cases, it may make sense to let the foreclosure process proceed. If you have negative or insignificant equity, or if the house has major structural or mechanical problems, you may be better off letting it go.
Our attorneys have helped many clients make the right decisions about their financial future. We can help you.
We have two offices in Cincinnati (Hyde Park and Eastgate). We can also arrange to meet you in our locations in Fairfield or Covington. Evening and weekend appointments are available.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.