The current global crisis has put all business owners on alert as they navigate the new normal for shopping, communicating and interacting with their customers. Recently, many large-scale companies, like Neiman Marcus and JcPenny's, are filing for bankruptcy to...
Month: May 2020
The fear of creditor harassment
Harassment in any form is a terrifying experience. Oftentimes, it leaves people uneasy and fearful of how they can move on from their harassers. It's particularly challenging when you are receiving harassment due to your debt. Many people who experience debt also...
Can filing bankruptcy save my home from foreclosure?
When you’re experiencing financial hardship, life becomes full of uncertainties. Looking at your monthly budget can be incredibly stressful. Where is the grocery money coming from this month? What funds are available for the utility bill? How will you cover the...
Can bankruptcy give you relief from student loan debt?
For many professionals in the United States, an advanced degree forms the foundation of their career. However, the student loans required could be a crippling burden. The amount of student loan debt totals a record $1.6 trillion, and many will be unable to fully repay...
Dealing with the emotional aspects of being in debt
It may come as no surprise that dealing with financial challenges can be stressful and intimidating. Studies indicate that similar hardships could leave many individuals in Ohio struggling with feelings of shame or regret. Finding ways to overcome such feelings and...
Chapter 7 vs. Chapter 13 bankruptcy: What’s the difference?
When you are drowning in debt, getting constant harassing calls from creditors, you more than likely are tired of being stressed about your finances. You may be losing sleep at night, feeling like you’ll never escape this debt. You might be considering filing...