Minnillo & Jenkins, CO. LPA
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December 2019 Archives

The potential consequences of dealing with debt

Extended bouts with monetary strain can have a significant impact on a person's quality of life. Although such hardships can come in a variety of forms and fashions, some types of debt could have a greater chance of leaving a person struggling just to make ends meet. Individuals in Ohio who wish to stave off such hardships could benefit from seeking advice on which types of debt could prove detrimental to their futures and how best to proceed should debt become a growing concern.

Shielding one's rights by knowing how far a debt collector can go

There are a variety of ways in which dealing with the trials of monetary strain could prove a stressful and daunting process. Many individuals in Ohio may feel that one of the most imposing aspects of such struggles involves having to deal with debt collection agencies. While receiving frequent calls and letters can be intimidating enough as is, the average person might not always be aware of how to know if the steps a debt collector is taking fall outside the lines of acceptable behavior and cross into the realm of harassment.

Issues with credit card debt still a threat as income grows

Many individuals in Ohio and across the nation may feel that as their incomes continue to grow, the trials of financial strain may be less of a threat. However, studies indicate that when it comes to certain forms of debt, those who earn a higher income may face additional challenges that might only work to complicate the situation. While credit card debt can pose a threat to the financial future of virtually anyone, it may be a growing concern for individuals with a higher net worth.

The link between store brand credit cards and holiday debt

During the holiday season, consumers in Ohio and across the nation may come across a variety of financial offers as they attempt to check off their holiday lists. In many cases, stores may offer customers significant discounts for applying for and using a retail credit card. While the rewards involved may seem enticing, the price of such a decision could prove much higher than anticipated, as store brand credit cards continue to be a leading cause of holiday debt.

Issues with debt could lead to feelings of anxiety and shame

The possible ramifications of dealing with periods of financial strain may weigh on the minds of many individuals in Ohio and across the nation. As such, it might not be uncommon for those who struggle with debt to encounter issues with embarrassment or shame. Those who wish to ward off such emotional concerns could benefit from taking time to assess the situation and if necessary, seek guidance on the available options with which to seek debt relief.

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Hyde Park Office
2712 Observatory Avenue
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Phone: +1-513-723-1600
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