Minnillo & Jenkins, CO. LPA
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May 2019 Archives

Credit card debt is on the rise for millennials

The trials of financial strain can take a toll on individuals in Ohio and elsewhere regardless of their age. However, the most common financial issues a person may encounter could vary depending on his or her age. While reports suggest that millennials have avoided certain high risk debts over previous years, studies indicate that credit card debt among this age group has recently experienced a substantial increase.

Bankruptcy: How waiting to pursue relief could prove detrimental

While dealing with debt can be a stressful process, choosing a strategy to reduce financial obligations may seem equally as intimidating. While many individuals in Ohio may be aware of the possible benefits of seeking relief through outlets such as bankruptcy, they may have reservations about starting the process. However, while taking time to consider the options could be helpful, when it comes to debt, waiting to seek relief could have consequences.

Pursuing relief from medical debt through bankruptcy

While many individuals in Ohio and across the nation may wish to maintain financial stability at all costs, some forms of debt could prove difficult to avoid at times. For instance, a medical emergency can take place at any given moment and the financial ramifications of a trip to the hospital can be extensive. Those who suffer under the weight of medical debt may feel forced into borrowing money to pay their bills or they could choose to seek relief from their debts by filing for bankruptcy.

Should I delay filing for bankruptcy?

Arriving at the decision to file for bankruptcy is not easy. It essentially means that you are accepting financial defeat and that you need the help of the government to gain a fresh financial start. However, this does not mean that you should feel ashamed of needing to file for bankruptcy.

Bankruptcy: Credit card debt levels continue to rise

There are many individuals in Ohio and across the nation who have made the decision to apply for a credit card, some of whom may carry several cards at the same time. While similar accounts could prove helpful in building credit under the right circumstance, carrying high balances for extended periods could increase the risk of financial strain. With balances constantly on the rise, credit cards debts could leave many individuals in search of the relief provided through outlets such as bankruptcy.

Bankruptcy: Co-signing on a loan has its risks

Many individuals in Ohio and across the nation may consider it vital take all the necessary measures to protect their financial futures. However, there are some circumstances in which another person's actions could leave a person facing dire financial straits. For instance, one who co-signs on a loan may take on a certain level of risk in the process, and if the other party fails to make the necessary payments, the situation could leave a person in search of relief through outlets such as bankruptcy. 

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