Minnillo & Jenkins, CO. LPA
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April 2019 Archives

Bankruptcy: Some forms of relief may do more harm than good

With levels of consumer debt at all-time highs, there may be many individuals in Ohio and elsewhere who are no stranger to the trials of financial strain. Those who deal with similar issues may constantly be on the lookout for ways to seek relief from their struggles. While there are a variety of options to help achieve a similar goal, some may only do more harm than good, whereas bankruptcy could be just the tool to help one pursue the relief required.

Changes to debt collection practices on the horizon

Many individuals in Ohio and elsewhere may feel that one of the most stressful parts of being in debt pertains to dealing with constant calls and letters from collection agencies. Fortunately, there are rules in place that provide consumers with protection against creditor harassment. However, recent reports indicate that the rules and regulations that govern the process of debt collection could soon undergo significant changes.

Bankruptcy: Deciding whether to build up savings or pay down debt

Many individuals in Ohio and elsewhere may consider it vital to begin saving for retirement as early in life as possible. However, those who are dealing with substantial amounts of debt may feel that paying down their debts could be more important than building up their savings. With their financial futures on the line, those who struggle to keep up with overwhelming financial obligations could benefit from seeking relief through outlets such as bankruptcy.

Bankruptcy: Debt levels continue to rise

While dealing with debt can be a harrowing process, for many individuals in Ohio and across the nation, it is also an unfortunate reality. Debt can come in a variety of forms, each of which could place a significant burden on a person's financial future. Those who are constantly struggling to get by due to high amounts of debt may wish to pursue the relief provided by outlets such as bankruptcy, but they might be uncertain where to turn for assistance in navigating the process.

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