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November 2018 Archives

Can debt collection agencies contact family and friends?

Falling behind on financial obligations can be a stressful and daunting experience. Individuals in Ohio who are constantly struggling with high levels of debt may deal with debt collection attempts every day, and the stress involved with constant calls and letters can be difficult to handle. Unfortunately, this might not only affect the debtor, as collectors may sometimes decide to reach out to one's family members and friends.

Bankruptcy: Issues with debt can take a toll on one's health

Dealing with debt can be stressful and high levels of debt can have a substantial impact on a person's future. Significant financial struggles can also have an influence on the choices one makes and leave the individual suffering a lesser quality of life for extended periods. Those in Ohio who experience dire monetary concerns may find themselves in need of the relief provided through bankruptcy, but making such a major financial choice can be intimidating.

Bankruptcy: Using credit cards to fund holiday travel costs

For many individuals in Ohio and elsewhere, the holiday season is a time to make travel plans to visit family and friends. Although the costs associated with holiday travel can be extensive enough as is, studies indicate that many families will consider using credit cards to cover their traveling needs. Coupling substantial financial obligations with high interest accounts could be a hazardous combination that may leave many in search of the relief provided through bankruptcy.

Bankruptcy: Personal loans are a growing financial concern

There are a variety of scenarios in which individuals in Ohio and across the nation may consider taking out a personal loan. With lesser interest rates on average when compared to other forms of credit, applying for a loan may seem a preferable option in many situations. However, it is still advisable to use caution when taking out a personal loan, as defaulting on payments could still leave a person in need of the relief provided by outlets such as bankruptcy.

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