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March 2018 Archives

Bankruptcy: Credit card debts reach record levels

With credit card debt reaching record levels over the previous year, many individuals in Ohio may be experiencing the potential downsides of funding purchases through similar lines of credit. With high interest rates on many credit card accounts, those who struggle to keep up with payments may only continue to see an increase in their balances. Those who wish to cut down on similar forms of debt may find it beneficial to speak with a bankruptcy attorney for guidance on the options available.

Bankruptcy filings see an increase during tax season

With tax season at hand, many individuals in Ohio and elsewhere may be wondering how best to use their refund. For some, this amount may go into a savings or investment account, while others may wish to use their refund to catch up on financial obligations. For individuals who are going through prolonged periods of monetary concern, some may wish to explore the potential benefits of using their return to seek relief through bankruptcy.

Study suggests debt collector harassment is far too common

For many individuals in Ohio and elsewhere, the process of struggling through extended periods of monetary troubles is stressful enough on its own. However, while a person may be unable to keep up with financial obligations, this might not stop a debt collector from sending letters and calling multiple times a day. While creditors may have a right to perform certain actions in the pursuit of payment, there is a line that cannot be crossed, and individuals who experience creditor harassment might be uncertain how to protect themselves against it.

Bankruptcy: Scenarios to avoid when pursuing relief from debts

When it comes to dealing with debts, many individuals in Ohio may have varying methods as to how they approach the situation. However, their goals might remain the same, and reducing or eliminating debts may be the desired result for everyone who experiences similar concerns. In their attempts to achieve financial stability, individuals might find it beneficial to speak with a bankruptcy attorney for guidance on what steps may be necessary, and how to avoid potentially devastating mistakes along the way.

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