Our office remains open for new and current clients, and to help prevent the spread of COVID-19 we have expanded our options for remote consultations and client meetings. Please contact our office to set up your free consultation.
Minnillo & Jenkins, CO. LPA
Hyde Park, Eastgate, Fairfield, Covington: 513-723-1600
Portsmouth: 740-300-2022
Call For A No-Pressure, Free Consultation

More medical debt often means less medical care

When an individual's debt becomes overwhelming, everyday decision making can be affected by that reality. People struggling with debt may have less active social lives because they are trying to avoid spending money out on the town. College students may consciously try to eat every meal in the cafeteria in order to avoid food costs not associated with pre-paid meal plans. And, as a recent study confirms, people navigating debt challenges including medical bills and credit card debt are more likely to forego or delay necessary medical care.

The study was conducted by experts at the University of Michigan and recently published in the Journal of Health and Social Behavior. The authors of the study determined that it is urgent debt that affects an individual's response to seeking necessary medical care. Individuals with substantial mortgage or student loan debt that is not immediately due forego or delay necessary health care less often than those with urgent credit card and medical debt.

The study's author explained that because these more urgent debts tend to be generally unplanned for by consumers, they "may quickly accumulate beyond their ability to repay. Holders of such debts may be more pressured to repay them to avoid interest and stress, and they may forego medical care to save money under this kind of pressure, even if they really need it."

A large survey that helped researchers to draw their conclusions confirms that individuals choosing to forego or delay medical care because of debt were far more likely to have outstanding and urgent medical bills in particular than those who choose to seek care regardless of their financial status. While this behavior is understandable on many levels, if individuals are struggling with debt so severely that they are foregoing necessary medical care, it might be better to file for bankruptcy and go to the doctor than to risk one's health and well-being in the long run.

Source: News Medical, "People with medical debt more likely to avoid medical care, finds new study," May 9, 2013

No Comments

Leave a comment
Comment Information
Email Us For A Response

How Can We Help You?

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

Contact us right now for a free bankruptcy consultation

NACBA - National Association of Consumer Bankruptcy Attorneys

Proud Member NACBA

We are proud members of the NACBA, a national organization dedicated to serving the rights of consumer debtors. Read More

Super Lawyers

Jenkins Named Super Lawyer!

Founding partner, Christian A. Jenkins, was selected by his peers and the media as a Super Lawyer. Read More

Hyde Park Office
2712 Observatory Avenue
Cincinnati, OH 45208

Phone: +1-513-723-1600
Cincinnati Law Office Map

Eastgate Office
792 Eastgate South Dr
Suite 150
Cincinnati, OH 45245

Phone: +1-513-723-1600
Cincinnati Law Office Map

Fairfield Office
447 Nilles Rd
Suite 9
Fairfield, OH 45014

Phone: +1-513-723-1600
Fairfield Law Office Map

Covington Office
526 Philadelphia St.
Suite 5
Covington, KY 41011

Phone: +1-513-723-1600
Map & Directions
Covington Law Office Map

Portsmouth Office
612 Chillicothe Street
Portsmouth, OH 45662

Phone: +1-740-300-2022
Map & Directions
Portsmouth Law Office Map