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Posts tagged "debt collection"

What happens when a debt is discharged?

People who are faced with overwhelming debt may be good candidates for Chapter 7 bankruptcy protection. Filing Chapter 7 bankruptcy is a way for a consumer to have most debts discharged, and emerge with a fresh financial start. Many Ohio consumers, however, might not understand exactly what it means to have debts discharged.

Case highlights ongoing abusive foreclosure practices

After years of negotiations and press scrutiny, five of the nation's largest banks settled with both federal and state officials in early 2012. In their settlement, the banks assured officials and the American public that their widespread abuse of the foreclosure process was history not to be repeated ever again. Unfortunately, these promises remained intact for fewer than two years. The media has been reporting in recent months that flagrant abuses of the system and of homeowners are continuing unabated.

The intersection of debt and estate planning

When individuals age, their finances do not necessarily mature at the same rates as they do. As a result, it is certainly possible and increasingly common to reach the age of retirement and beyond while still wrestling with seemingly unmanageable debt. Frustratingly, if this debt is not dealt with in a constructive way, not only will those in debt be potentially plagued by creditor harassment but their loved ones could also be burdened with certain debts after the elderly debtors have passed on.

State takes on big credit in consumer protection showdown

When consumers are faced with harassment and other abuses committed by big banks, the law generally favors consumer protection but such protections can be difficult to enforce. One state has become frustrated enough on behalf of its citizens who are navigating a legally complex and often abusive web of credit card debt that it has said "enough." California is currently suing banking giant JPMorganChase for allegedly committing "debt collection abuses against tens of thousands of California consumers," according to the New York Times and state court records.

How Young Adults Can Manage and Reduce Debt

Many young adults just starting out in the job market often carry a large debt burden due to low salaries, student loan payments, and the temptation to finance desired goods through excessive credit card purchases. If you are in this position, there are steps you can take to pay down your debt and thereby secure a more profitable and stable future for yourself.

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NACBA - National Association of Consumer Bankruptcy Attorneys

Proud Member NACBA

We are proud members of the NACBA, a national organization dedicated to serving the rights of consumer debtors. Read More

Super Lawyers

Jenkins Named Super Lawyer!

Founding partner, Christian A. Jenkins, was selected by his peers and the media as a Super Lawyer. Read More

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