Minnillo & Jenkins, CO. LPA
Call 513-723-1600
For A No-Pressure, Free Consultation

Posts tagged "bankruptcy"

Hiding bankruptcy from your spouse

In Ohio, it is not uncommon for one spouse to rack up massive debts without their partner’s knowledge. For a while, you may be able to make manageable payments, but after a while, it becomes evident you cannot pay back the debt on your own. As such, you may be considering filing for bankruptcy. Yet, you do not want your partner included in the bankruptcy, either to protect their assets, because you are ashamed or for some other reason. Legally, it is possible to file for bankruptcy without any involvement from your spouse.

Boomers and older Americans still owe on mortgages, unpaid bills

Over the last five decades, many characteristics have been used to describe Baby Boomers, those born between 1946-1964. The youngest Boomers are now in their mid-fifties, the oldest in their seventies. And one thing that is a common thread among many of them, in Ohio and across the country, is that they still have significant debt.

Why is bankruptcy federal law?

Anyone familiar with the American system of law will be familiar with the two-tier arrangement of federal and state laws. In some areas the federal government has determined it necessary to “pre-empt the field” when it comes to a given law, meaning that federal law is to govern instead of state laws. The U.S. Bankruptcy Code is one such law.

How frequently can I declare bankruptcy?

For many people in Ohio, bankruptcy is something to be avoided at all costs, something they would never consider normally. Other Ohioans are risk-takers, often putting it all on the line over and over again in different ventures in hopes to make it big. Sometimes, these risks pay off; other times, they crash and burn. For the risk-takers, and for others as well, it is important to know just how often you can file for bankruptcy.

Is it time to file for bankruptcy?

When you are facing monumental financial challenges, bankruptcy often becomes the only option. Yet, individuals and families sometimes don’t understand the full process and implications of filing for bankruptcy before diving into it. An experienced bankruptcy attorney will be able to explain the entire process fully to you, but it is important to know when it is time to file.

Court rules in favor of banks on second mortgages.

Chapter 7 bankruptcy is widely thought to be a proceeding through which all of a person’s debts can be discharged. There are certain exceptions to this rule, however, which further emphasize the importance of having professional advice before deciding whether to file and, if so, which type of bankruptcy will be the best option. A recent United States Supreme Court case is a good example of the nuances of bankruptcy law.

How bankruptcy can help you with medical bills

Even with the best insurance, medical bills can become a crippling weight for many families. If you find you cannot handle your bills for your hospital or doctor visit, it may be time to consider bankruptcy. There are two main options that will handle your medical expenses differently, depending on your situation.

Chapter 7 vs. Chapter 13 Bankruptcy

When individuals have unexpected life changes, like sudden unemployment or medical expenses, debt can become a crushing weight. Unpaid bills pile up, and all the sudden you wonder how you are going to feed your family this week. No matter your situation, declaring bankruptcy can help you stand on your own two feet again. There are a couple main types of bankruptcy: Chapter 7 and Chapter 13.

Email Us For A Response

How Can We Help You?

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

Privacy Policy

Contact us right now for a free bankruptcy consultation

NACBA - National Association of Consumer Bankruptcy Attorneys

Proud Member NACBA

We are proud members of the NACBA, a national organization dedicated to serving the rights of consumer debtors. Read More

Super Lawyers

Jenkins Named Super Lawyer!

Founding partner, Christian A. Jenkins, was selected by his peers and the media as a Super Lawyer. Read More

Cincinnati Office
2712 Observatory Avenue
Cincinnati, OH 45208

Phone: 513-723-1600
Cincinnati Law Office Map

Cincinnati Office
792 Eastgate South Dr
Suite 150
Cincinnati, OH 45245

Phone: 513-685-0612
Cincinnati Law Office Map

Fairfield Office
447 Nilles Rd
Suite 9
Fairfield, OH 45014

Phone: 513-795-0995
Fairfield Law Office Map

Covington Office
526 Philadelphia St.
Covington, KY 41011

Phone: 513-795-0995
Map & Directions