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Bankruptcy Archives

You do not need to go through bankruptcy alone

There were a series of television commercials a few years ago that centered on the theme, “Life comes at you fast.” And when it comes to personal finances, this can certainly be true. An unexpected serious injury or illness, or a divorce, or the unexpected loss of employment can quickly capsize one’s ability to stay within a budget or even to pay for fundamental things like one’s car or even one’s home.

How do Chapter 7 bankruptcy and Chapter 13 bankruptcy differ?

Assuming that you are an individual and are contemplating bankruptcy as an option for debt relief, you may have wondered about the differences between Chapter 7 and Chapter 13 bankruptcies. There are multiple differences between them to carefully consider, assuming that you have already carefully considered bankruptcy in lieu of other options.

How can I use bankruptcy to discharge my federal student loan?

Of the various kinds of debt that an individual might seek bankruptcy relief from, federal student loans can be among the most difficult to get out from under. Even if you were not able to complete your degree, or were not able to find work in the same field as your degree, or even if you feel that the quality of the education that you received was not worth the tuition you paid, you are still obligated to pay your student loans.

Senators seek bankruptcy forgiveness for private student loans

While bankruptcy can be a viable option for people who find themselves in financial trouble, some forms of debt cannot be erased through bankruptcy relief. One type of consumer debt that plagues many Americans has been the recent focus of debate in Congress and among consumer rights groups.

Mortgage approval still possible after bankruptcy or foreclosure

Many people believe that filing bankruptcy is the end of the road for getting a credit card ever again, let alone being approved for a mortgage. But, actually it is a new beginning. Owning a home is still possible for Ohio residents after filing for bankruptcy, or even after a previous foreclosure.

Ohio bank makes error in reporting customers' bankruptcy filings

Filing for bankruptcy is a personal decision. Many people find that it is the best way to handle their debt and try to get their finances back on track, but they usually prefer to make that decision for themselves. An Ohio bank recently reported to credit bureaus that some of their customers had filed for bankruptcy when, actually, the customers had not made that decision at all.

Minnillo speaks to Dayton Daily News about ACA and medical debt

Paul J. Minnillo, an attorney at our firm Minnillo & Jenkins, recently spoke to a reporter at the Dayton Daily News about the ways in which the Affordable Care Act (ACA) may or may not help Americans avoid significant financial hardships.

Credit card debt adds up to around $800 billion in America alone

The leading cause of debt in America is currently student loan debt, totaling around $1 trillion. While medical debt may be rising in the ranks, credit card debt remains the second largest debt total. This total lands around $800 billion in credit card debt held by consumers in Cincinnati and across the United States.

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NACBA - National Association of Consumer Bankruptcy Attorneys

Proud Member NACBA

We are proud members of the NACBA, a national organization dedicated to serving the rights of consumer debtors. Read More

Super Lawyers

Jenkins Named Super Lawyer!

Founding partner, Christian A. Jenkins, was selected by his peers and the media as a Super Lawyer. Read More

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