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June 2016 Archives

Unsure about filing for bankruptcy? Get answers to questions

Financial difficulties can lead to tension in relationships. While many Ohio couples may realize that personal bankruptcy may provide a fresh financial start, they may procrastinate because they have many unanswered questions. Although many may believe married couples have to file jointly for bankruptcy, this is a myth. One spouse can file individually.

Bankruptcy is more beneficial than what myths make it out to be

Ohio consumers who are burdened with unmanageable debt may be exploring remedies to relieve the stress of creditor harassment and other actions. Knowledge is power, and consulting with an experienced bankruptcy attorney may provide the information necessary to make informed decisions. A lawyer may also dispel some of the myths about bankruptcy.

Hoping to sell -- Hastings files for Chapter 11 bankruptcy

Hastings Entertainment -- a retail chain selling books, music, video games and movies at 126 locations in various states, including in Ohio -- has announced that it is seeking potential buyers. The company recently filed for Chapter 11 bankruptcy, seeking protection while waiting for interested purchasers. It will keep the doors open for another 30 days in anticipation of an offer.

Bankruptcy: Prioritize life's essentials in difficult times

Some Ohio consumers who are struggling to pay their bills find it difficult to prioritize which debts to pay first. Financial advisors suggest consumers pay those items that are essential in their lives. Typically, a roof over one's head is most important -- regardless of whether it is a mortgage or rental payment to be made. The second most important item is transport -- especially if a person needs a car to get to work. If there are no funds to pay these essentials, it may be time to consider bankruptcy.

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NACBA - National Association of Consumer Bankruptcy Attorneys

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