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February 2016 Archives

Can surviving family members be exposed to creditor harassment?

Ohio residents may be concerned about what will happen to their debts upon their deaths. Will their surviving family members be held responsible and be exposed to creditor harassment? There is no single answer to this question, because the type of debt and the existence of a co-signer will determine what happens to it.

Are there restrictions that can prevent creditor harassment?

Debt collectors will likely harass consumers in Ohio who are overwhelmed by debt and not able to make their debt payments on time. However, even if the consumers have not consulted with a bankruptcy attorney or filed for bankruptcy, they have rights. There are numerous laws that protect debtors against creditor harassment.

Computer contents may void this company's bankruptcy protection

Business owners in Ohio who are experiencing financial difficulties have likely explored their options under the protection of the U.S. Bankruptcy Code. Those who want to continue operating their business while reorganizing their debts can file a Chapter 11 bankruptcy. However, if all business operations must cease, Chapter 7 will discharge most debts and liquidate assets to pay creditors. As soon as a bankruptcy filing is recorded, an automatic stay will put a halt on any legal actions already started against the business owner.

Considering small business bankruptcy? Get informed before filing

When a small business owner in Ohio faces financial difficulties, options under the U.S. Bankruptcy Code may be considered. However, it is important to gain knowledge about the various small business bankruptcy options. Without the necessary information, a business owner may falter in making important decisions about the future of his or her business.

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