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September 2014 Archives

You are not controlled by your creditors

It is often said that a modern economy is based on credit. One reason for this belief is the need for individuals and businesses to secure credit to raise enough capital to grow. This growth is done at a much faster pace through borrowing and investment than if the consumer or entrepreneur was required to save up the necessary funds in advance.

Important for Ohioans to address possibility of foreclosure

Ongoing financial challenges can often lead to outcomes such as filing for bankruptcy, repossession and having to acquire a home equity loan. In the face of unemployment money trouble can continue to grow and may seem overwhelming for any family or individual homeowner.  Losing income will naturally add to the possibility of facing foreclosure.               

What kinds of debts are not dischargeable under Chapter 7?

Chapter 7 bankruptcy is colloquially known as "fresh start" bankruptcy. Unlike its Chapter 13 counterpart -- under which the debtor obligates himself or herself to repay at least part of his or her debts under a payment plan -- Chapter 7 generally completely eliminates or "discharges" eligible debts. In this way, the debtor is able to start over again with a mostly clean financial slate.

Homeowners in foreclosure may soon abandon their homes too soon

Perhaps you have hit some hard times recently, and have fallen behind on your mortgage payments. You might even have had to file a petition for bankruptcy. It has come to the point where your mortgage lender has given you notice that it is beginning foreclosure proceedings.

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NACBA - National Association of Consumer Bankruptcy Attorneys

Proud Member NACBA

We are proud members of the NACBA, a national organization dedicated to serving the rights of consumer debtors. Read More

Super Lawyers

Jenkins Named Super Lawyer!

Founding partner, Christian A. Jenkins, was selected by his peers and the media as a Super Lawyer. Read More

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