Ohio consumers with past-due debts may have to endure many associated hardships. Even in cases in which payment agreements have been reached with creditors, debt collectors may become nuisances. In many cases, creditor harassment is committed by non-licensed companies that have no right to call consumers, and the calls often involve nonexistent debts.
A consumer in another state recently reported that she was the victim of such harassment about debts she did not owe. Reportedly, a voice message was left informing her that legal action would be taken should she fail to call back that day to arrange payment of the outstanding debt. When she called back, she was refused any information about the company and the alleged outstanding debt; however, immediate payment was demanded.