For many people in Ohio, bankruptcy is something to be avoided at all costs, something they would never consider normally. Other Ohioans are risk-takers, often putting it all on the line over and over again in different ventures in hopes to make it big. Sometimes, these risks pay off; other times, they crash and burn. For the risk-takers, and for others as well, it is important to know just how often you can file for bankruptcy.
The answer to this question is dependent on your previous filings. If you successfully filed for chapter 7 bankruptcy in the past eight years, you cannot have your debts eliminated again until after that time period. Additionally, you must wait at least six years after filing for chapter 13 bankruptcy to get a chapter 7 discharge.