Saving Your Home in Ohio and Kentucky

Avoid Foreclosure and Keep Your Home

If you are like other homeowners, your home represents a large financial and emotional investment. The thought of losing your home is a nightmare.

But for many people, it is a nightmare that can be avoided. At Minnillo & Jenkins CO. LPA, we have strategies for financially stressed homeowners that can help them keep their homes — and obtain relief from unmanageable debts.

At Minnillo & Jenkins, we take an individualized look at your assets and debts to formulate a plan for your long term financial benefit. For example, if your home is "oversecured" (your mortgage balance exceeds the value of your home), Minnillo & Jenkins has been successful in proposing chapter 13 plans which provide for a reduction of the mortgage principal down to the value of the home for people with certain mortgages with very specific language. This process, called "cram down" or "bifurcation" can save people thousands of dollars over the life of their mortgage and allow them to keep their home. A recent example can be found by following this link.

We can provide you with advice and representation in matters involving:

    Our firm can stop the foreclosure process at any time up to the foreclosure sale. But as with other legal matters, you should not postpone talking with a lawyer. Get legal advice today. Call 513-723-1600 to learn more about saving your home.

    Foreclosure Avoidance Attorneys

    Filing bankruptcy can stop a foreclosure. By filing Chapter 13 bankruptcy, you can create an affordable three- to five-year repayment plan. Any past due mortgage payments can be rolled into this repayment plan, as can past due property taxes. Chapter 13, then, is an excellent way for people with regular incomes to keep their homes and get debt relief. Chapter 7 bankruptcy can also stop the foreclosure process, giving you time to find other living arrangements.

    Free Consultation — Contact Our Firm

    Contact Minnillo & Jenkins CO. LPA for a free initial consultation about saving your home in Ohio or northern Kentucky, or call 513-723-1600. We have four offices in the Cincinnati area (Hyde Park and Eastgate), including locations in Fairfield and Covington. Evening and weekend appointments are available.

    We are a law firm and a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.