Bankruptcy Law

Bankruptcy Law and Debt Relief

The bankruptcy laws have been written to protect the rights of both debtors and creditors. Despite what you may have heard, debt relief through bankruptcy is still possible for almost all people. To take full advantage of the rights the law provides, you need the advice and services of an experienced bankruptcy attorney.

The firm of Minnillo & Jenkins is dedicated to helping our clients get the debt relief they need to begin again. Since 1996, attorney Paul J. Minnillo has helped thousands of individuals and business owners in the greater Cincinnati area and Southern Ohio get a fresh financial start.

Minnillo & Jenkins can help you.

Debt Relief for Individuals

Our firm helps individuals choose the bankruptcy solution that is right for them. In a free, no-obligation consultation, we will review your financial situation and explain your options in plain language. For individuals, these options include:

Chapter 13 Bankruptcy — debt relief for persons with significant assets such as a home. We will develop a financial plan which includes debt relief, lower interest rates on remaining debt, and extended payment terms.

Chapter 7 Bankruptcy — complete debt relief for persons without significant assets.

Whether you choose a Chapter 13 or Chapter 7 solution, as soon as we file, creditor harassment and the threat of repossession, foreclosure, and wage garnishment stops immediately. We will then take the steps necessary to obtain the debt relief you need to move forward in life again.

Debt Relief for Businesses

Minnillo & Jenkins also helps financially-troubled businesses obtain debt relief.

Chapter 11 Bankruptcy — we can use the bankruptcy laws to develop a financial plan that eliminates or reduces debts, lowers payments, and reduces other outstanding obligations. Our goal will be to restore your business to financial viability.

Chapter 7 Bankruptcy — complete liquidation of all debts and assets.

Business Reorganization — reducing debts, obtaining new capital, and business restructuring.

Workouts — helping businesses obtain debt relief without recourse to bankruptcy.

Some small business owners may be better off obtaining debt relief under Chapter 13 rules rather than Chapter 11. Our lawyers can evaluate your situation and recommend the best course of action for you.

For a free initial consultation with Minnillo & Jenkins, call 513.723.1600 or contact us online. Our phones are answered 24 hours a day.

We have three convenient offices to serve you. Evening and weekend appointments available.

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We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.