Taking Decisive Action for Individuals and Families in Need of Debt Relief
Chapter 7 bankruptcy is a powerful way for people going through major financial problems to get their lives back on track. If you are considering filing for bankruptcy, an experienced lawyer can be invaluable in charting your course to break free from debt. We are the law firm of Minnillo & Jenkins, CO. LPA. We have more than 15 years of experience helping people throughout Ohio get a fresh start through the bankruptcy process. We have an office in Columbus to better serve clients in Franklin County and the surrounding areas.
Chapter 7 bankruptcy is the most common form of bankruptcy. Simply stated, Chapter 7 bankruptcy involves liquidating your nonexempt assets to pay your creditors. After your creditors have been paid, any remaining unsecured debt is then discharged. In practical terms, most people who file for Chapter 7 do not have to give up any of their hard-earned property, as most people's assets are exempt from liquidation.
At the conclusion of your bankruptcy, you will receive a discharge. Your bankruptcy discharge will have the effect of wiping out your unsecured debts. For instance, credit card debt and medical bills are primary examples of debts that are discharged in Chapter 7. Certain debts, such as taxes and student loans may or may not be discharged in Chapter 7, depending on your individual circumstances. Other debts, such as unpaid child support, are not dischargeable.
Our attorneys will look closely at the nature of your debts and your income and help determine if Chapter 7 is right for you. If Chapter 7 is in your best interests, we will take the appropriate steps to help you get appropriate debt relief.
Contact the Columbus Chapter 7 Bankruptcy Lawyers of Minnillo & Jenkins
We offer a free initial consultation. Call our Columbus office at 614-500-4755 or e-mail our law firm today.
We are a law firm and a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
