Taking Decisive Action for Individuals and Families in Need of Debt Relief

If you are struggling with large credit card balances, overwhelming payday loans, a mountain of medical bills or any other debt problem, we understand how difficult it is for you to know where to turn. The stress and anxiety associated with unmanageable debt may seem to follow you everywhere. However, there is hope. Debt trouble is nothing to be ashamed of — and there are ways to conquer your debt.

Chapter 7 bankruptcy is a powerful way for people going through major financial problems to get their lives back on track. If you are considering filing for bankruptcy, an experienced lawyer can be invaluable in charting your course to break free from debt.

We are the law firm of Minnillo & Jenkins CO. LPA. We have more than 20 years of experience helping people throughout Ohio and northern Kentucky get a fresh start through the bankruptcy process. For a free consultation, unsurpassed personal service and solid debt relief guidance call 513-723-1600.

Filing Chapter 7 Is Not the End — It Is a Fresh, New Beginning

Chapter 7 bankruptcy is the most common form of bankruptcy. Simply stated, Chapter 7 bankruptcy involves liquidating your nonexempt assets to pay your creditors. After your creditors have been paid, any remaining unsecured debt is then discharged. In practical terms, most people who file for Chapter 7 do not have to give up any of their hard-earned property, as most people's assets are exempt from liquidation.

At the conclusion of your bankruptcy, you will receive a discharge. Your bankruptcy discharge will have the effect of wiping out your unsecured debts. For instance, credit card debt and medical bills are primary examples of debts that are discharged in Chapter 7. Certain debts, such as taxes and student loans may or may not be discharged in Chapter 7, depending on your individual circumstances. Other debts, such as unpaid child support, are not dischargeable.

Our attorneys will look closely at the nature of your debts and your income and help determine if Chapter 7 is right for you. If Chapter 7 is in your best interests, we will take the appropriate steps to help you get suitable debt relief.

Contact Chapter 7 Bankruptcy Lawyers of Minnillo & Jenkins

To arrange a free consultation in one of our two Cincinnati locations (Hyde Park and Eastgate), or our offices in Fairfield or Covington, call 513-723-1600 or contact us online. Weekend and evening appointments are available.

We are a law firm and a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.