Bankruptcy FAQ

At Minnillo & Jenkins CO. LPA, we help people get debt relief and a fresh financial start. Our Ohio firm takes an informative approach to its work, by educating its clients about the bankruptcy system and available debt relief options. In a free consultation, a lawyer at Minnillo & Jenkins CO. LPA can assist you.

We're here to help! Call 513-723-1600 or contact us online today to learn more about your debt relief options and how we can help you. We can answer your individual questions and address your concerns in your confidential consultation.

Common Questions About Bankruptcy in Ohio and Kentucky

While no list of questions online could be complete, we have compiled a brief list of some of the more common questions people have about bankruptcy:

By filing bankruptcy, am I going to lose all my property?

  • The bankruptcy laws provide generous exemptions that protect many categories of property. In fact, most people filing bankruptcy can keep all of their property, including their homes, vehicles, personal possessions, retirement accounts and more.

If I file bankruptcy, will I have enough to live on?

  • Our firm develops a customized plan for every client. If you file Chapter 13 bankruptcy, we will make sure to structure your repayment plan in a way that enables you to live reasonably. With Chapter 13 and Chapter 7, the extra cash flow you receive will make it much easier to cover your living expenses, even giving you a little extra each month.

Will my credit be ruined by filing bankruptcy?

  • On the contrary, credit ratings tend to improve sometimes after filing bankruptcy. Within a few weeks or months, you will be able to buy a car on credit. If you are in Chapter 13, you may even be able to buy or refinance a home while you are still in bankruptcy.

I don't think that bankruptcy is right for me. Are there any alternatives?

  • Our firm frequently recommends other debt-relief strategies such as loan modifications and debt restructuring outside the bankruptcy system. If bankruptcy is not right for you, we will tell you so. However, be wary of debt consolidation agencies. They cannot protect your rights like a lawyer can, and they can expose you to possible repossession, foreclosure or a creditor lawsuit.

Get Answers to Your Questions

Other questions about bankruptcy that we frequently hear include the following:

Can I afford bankruptcy?

Is bankruptcy right for me?

How will bankruptcy affect my career?

What if I do nothing?

What should I do about a creditor lawsuit?

When should I consider filing?

Will I have to go to court?

How often can you file bankruptcy?

What about my retirement accounts?

Why choose Minnillo & Jenkins CO. LPA?

You probably have questions of your own relating specifically to your situation. In a free consultation, an attorney at our firm can answer your questions and explain how we can help you get debt relief.

Get a Free Consultation With a Seasoned Bankruptcy Attorney

Call 513-723-1600 or send Minnillo & Jenkins CO. LPA an email to arrange a free initial consultation with an attorney in a no-pressure setting. We have four convenient locations with offices in Cincinnati, Eastgate, Fairfield and Covington.

We are a law firm and a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.