Abusive Debt Collection and Your Rights
Cincinnati Attorneys Helping Consumers Harassed by Debt Collectors
Are debt collectors and creditors harassing you? You have rights. Are you deeply in debt and unable to make timely debt payments and to pay off your debts? You still have rights.
Debt collectors' right to contact you is restricted by numerous laws, both before and after filing for bankruptcy. For example, if you have not filed for bankruptcy, debt collectors cannot generally:
- Contact your neighbors, your employer or your children
- Threaten you or swear at you
- Claim that your case is actionable when it is not, or claim that you'll be imprisoned
- Threaten to have you kicked out of your home
- Attempt to interfere with your employment
- Threaten to garnish your wages before they even file a claim
- Make false statements to try to collect debts
- Call without identifying themselves as a person engaged in debt collection
- Continuing to contact you after you claim you are the victim of identity theft
- Fail to send a letter telling you that you have a right to dispute the debt
- Provide false information to credit reporting agencies
- Contact you after you have retained an attorney and advised them only to contact your lawyer
Creditors' rights are even more restricted after you file for bankruptcy. For instance, after you file, creditors cannot contact you at all in most instances.
At the Cincinnati, Ohio, bankruptcy law firm of Minnillo & Jenkins we are committed to helping clients who are unreasonably or illegally harassed by debt collectors and creditors. Harassing debt collection activities can range from a note on a door to extreme cases of threats of physical harm.
No matter what kind of harassment you may be experiencing, contact us to get the relief you deserve; we have been practicing bankruptcy law and helping clients stop creditor harassment since 1996.
Contact Us
To find out how an attorney can stop debt collection calls and other abusive debt collection practices, contact Minnillo & Jenkins. We provide free initial consultations and charge affordable, competitive rates. To schedule a free initial consultation with a bankruptcy lawyer at Minnillo & Jenkins, call 513.723.1600 or contact us online.
We have three convenient offices with free parking to serve you. Evening and weekend appointments available.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
